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At First State Bank and Trust, we offer a variety of different loan types to fit any budget or situation. We offer competitive rates and flexible terms. Our lending officers are knowledgeable and provide the friendliest service, if we do so say ourselves. Going with a local lender for your home loan purchase, construction or refinance allows you the convenience you deserve when handling one of your most important investments. Thank you for choosing us as your home loan lender!
Click a loan type below, or keep scrolling to browse all of our different real estate loan options.
3.5% Min Down Payment
0% Min Down Payment
3% Min Down Payment
A conventional loan is a great option when purchasing a new home or for rate-term or cash-out refinance on your current home loan.
VA loans are a great home loan option for veterans. Thank you for your service!
A USDA loan is a popular choice for first-time homebuyers.
An FHA loan is a popular choice for first-time homebuyers or those with lower credit scores.
First State Bank offers two options:
Submit your application online in as little as 20 minutes! If you have additional questions before applying, please call us at 800-463-7782.
Click on the name of the Loan Officer you want to work with for contact information. You can also visit their personalized web site where you can complete a secure online application. You may also contact our Loan Officers by phone or e-mail.
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