Online Banking
If your preference is a basic business checking account with no frills, Free Business Checking is your choice! Best for businesses who conduct less than 200 transactions per month.
Business Bill Pay fee is $6.50/month + $0.80 per item over 5 per month documente-Statements are also available for your accounts. You can enroll in e-Statements through Online Banking. Click here for e-Statement enrollment instructions.
For those business customers that exceed the 200 item limit of a Free Business Checking account.
Business Interest Checking is available to sole proprietorships and not-for-profit organizations. Business Interest Checking is an excellent choice for businesses that write a high number of checks each month and make many deposits.
Start saving for your goals today! See a personal banker for current interest rate and annual percentage yield for this interest-bearing account.
Need to save for something? A Regular Savings account is an easy way to save and earn interest- with low monthly limits.
For liquid savings with check writing capabilities. Open a new Money Market account today and start maximizing your interest!
Provides a higher rate of return than a regular savings account. In fact, it is performance based – the higher the balance, the better the rate! The Performance Money Market Account is designed especially for those who plan to maintain a balance greater than $150,000.
Save for your long-term goals. This is an investment that pays a fixed rate and has a maturity date.
Your Certificate of Deposit could be subject to a penalty if you withdraw any of the principal before the maturity date. Please refer to the bank’s Deposit Agreement for details.
Enjoy financial security by saving for your retirement! First State Bank & Trust offers several types of IRA’s.
You direct your retirement savings with this flexible alternative to the traditional IRA. Funds may be invested in deposit accounts, mutual funds or stocks. Your selection of investment type determines whether the investment is FDIC insured. See a personal banker today for more information about self-directing your retirement portfolio.
Note: Some IRA investments may not be insured by the FDIC. Mutual funds, stocks and bonds are not deposits or obligations of any bank; are not guaranteed by any bank; and are not insured or guaranteed by the FDIC, Federal Reserve Board or any other government agency. Investment in mutual funds, stocks or bonds involves risk, including possible loss of principal. Additional information is available from our personal bankers. Please contact us.
Contributions are not tax deductible but earnings grow tax-free. This is excellent account to save for retirement and make tax-free withdrawals later on.
This is a retirement plan where employees (including the employer) can make pre-tax contributions to IRAs. Available for businesses with fewer than 100 employees.
This IRA is ideal for a small business or a self-employed individual to set up a retirement plan for himself or herself and all employees who meet qualifications. Annual contribution limits for the S.E.P. IRA may be higher than those for Traditional or Roth IRAs.
We also offer the following services. Click to learn more:
Cash Management
ACH Services
Wire Services
Remote Deposit Capture
Merchant Services
Contact us today for more information.
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