With Cash Management, you can save time, improve your cash flow, and streamline your cash management procedures all in a fully secure environment.
Cash Management Services
1Indicates an Enhanced Cash Management Service. Additional Fees May Apply to enable these services. See pricing schedule for details.2Soft Tokens are required for each user who has access to ACH or Wire Services. Monthly Soft Token Fees may apply.
3There is a monthly fee to enable Business Bill Pay. Fees are: $6.50 per month + $0.80/transaction after 5
Details
Access Personal and Business Accounts in one place
- Fully Customizable Access based on each User
- View Real-time Account Balances
- Transfer Funds between Accounts
- Send ACH files for Payroll or Billing
- Easily Submit Wire Transfers
- Deposit Checks from the Office with Remote Deposit Capture
- Bill Pay Services
- Business Mobile App available with Mobile Deposit
- All in a fully safe and secure environment
For more information or to enroll in Cash Management, contact your personal banker today!
Cash Management Pricing
| Service | Basic Cash Management | Enhanced Cash Management | Additional Fees |
|---|---|---|---|
| Base Monthly Fee | $9.95 | $19.95 | All fees listed are in addition to the base monthly fee |
| Account Options | |||
| Unlimited Number of Accounts to View | Yes | Yes | Included |
| Mobile App | Yes | Yes | Included |
| Mobile Deposit | Yes | Yes | First 5 Free + $0.50/Deposit after 5 |
| Export Transactions | Yes | Yes | Included |
| Internal Fund Transfers | Yes | Yes | Included |
| User Services | |||
| Unlimited Number of Users | Yes | Yes | Included |
| Customized User Access | Yes | Yes | Included |
| Dual Approval Options | Yes | Yes | Included |
| Company Administrator Designation | Yes | Yes | Included |
| Add On Services | |||
| Business Bill Pay | Yes | Yes | $6.50/mo. +$0.80/trans after 5 |
| Remote Deposit Capture | Yes | Yes | $20.00 per month |
| Stop Payments | Yes | Yes | $30.00 per stop payment |
| Enhanced Services | |||
| ACH | No | Yes | $10.00/month (No per file fee) |
| Standard Delivery | No | Yes | $0.20 per item |
| Same Day Delivery | No | Yes | $0.40 per item |
| WIRE | No | Yes | N/A |
| Domestic | No | Yes | $12.00 per wire |
| International | No | Yes | $55.00 per wire |
| Token Security As an extra layer of security, all ACH and Wire users must use a Security Token to log in to Cash Management | |||
| Soft Token Log In | No | Yes | $2.50 per user/month |
For more information on the Cash Management product and pricing, please contact a personal banker at 800-463-7782.
ACH, Wire, and Remote Deposit Capture Services
ACH Services
Still paying your employees with checks? Are you ready to make the switch to Direct Deposit? Well, we can help! ACH Services are a popular add-on service with our Enhanced Cash Management product. With ACH, it’s easy to pay employees, pull tenants monthly rent, or get paid for an expedited service you’ve provided.
If you’re interested in learning more about ACH services with Cash Management, call a personal banker today!
Wire Transfers
Need to make transfers that get to their destination same day? You might benefit from our Wire Transfer service. As a cash management user, you will receive a discount on each wire sent. And no need to come to the bank to initiate the wire. You can do it all from the convenience of your office.
If you’re interested in learning more about Wire services with Cash Management, call a personal banker today!
Remote Deposit Capture
Have some checks to deposit, but there’s not a bank location near your office? No worries! With Remote Deposit Capture (RDC) you can deposit your checks right from your office. Whether you have 10 checks a day or 10 checks a week, RDC with Cash Management makes your life simpler. You can either borrow one of our RDC scanners to use, or purchase one of your own to keep. (Some restrictions may apply. Scanner must be compatible with our software.)
If you’re interested in learning more about RDC services with Cash Management, call a personal banker today!
Soft Tokens
First State Bank & Trust is proud to deliver the highest level of security for our Cash Management customers.
Cash Management Online and Mobile Services
Cash Management Mobile App
If you are enrolled in Cash Management, don’t forget to request access to the Mobile App so you can have access to your account at your fingertips! You can make deposits from your phone, check balances, transfer funds between accounts, pay bills and more!
If you would like to enable Mobile App service for your Cash Management accounts please fill out the enrollment form or contact your personal banker today!
Download the App:
Search for: First State Bank Cash Mgmt in your app store. Or click the icon below.
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- Check Balances
- View Transactions
- Transfer Funds
- Pay Bills
- Deposit Checks
Cash Management Mobile Deposit
Make deposits to your cash management accounts from your mobile phone. Default limits are $2500 per day. You can enable mobile deposit access by filling out this enrollment form.
Cash Management Bill Pay
Simply the best way to manage your payments.
- Securely pay bills through Online or Mobile Banking
- Easy Payee Set up – Pay virtually anyone
- Schedule Recurring or One-Time Payments
- Enroll in e-Bills to minimize paper waste
To enroll:
- Log in to Cash Management.
- Click the BillPay tab and follow the steps to enroll.
To use Business Online BillPay, you must be enrolled in Cash Management.
Cash Management eStatements
Get an email notification when your statement is ready to view. Access your monthly statements via Online Banking – and save a tree, too.
- Receive Statements Quicker – notification sent to your email as soon as they are finalized
- Environmentally friendly – cuts down on paper usage
Must be enrolled in Cash Management to receive and view your eStatements
Cash Management Account Alerts
Avoid overdraft fees when you use Account Alerts! Account alerts let you know what’s going on with your accounts, so you don’t have to think about it.