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50 never looked so good! Age 50+? This one's for you!
Best for those with multiple FSB&T accounts and loans!
If the minimum ledger balance falls below $5,000.00 or if your total combined deposit and consumer loan relationship drops below $15,000.00, a monthly service charge of $15.00 will be imposed.
Need to save for something? A Regular Savings account is an easy way to save and earn interest- with low monthly limits.
You may make withdrawals or transfers from your account. However, if you make more than 3 withdrawals or transfers within a four week or similar period, a service charge of $1.00 for each withdrawal or transfer over 3 will be imposed
50 never looked so good! Earn interest and receive benefits on other bank services with this savings account that is specially designed for adults age 50 and over.
You may make withdrawals or transfers from your account. However, if you make more than 3 withdrawals or transfers within a four week or similar period, a service charge of $1.00 for each withdrawal or transfer over 3 will be imposed.
Start saving from day one! Great for savings for college or other expenses your child might need as they grow.
Save for a summer vacation, holiday shopping or any other special purpose.
For liquid savings with check writing capabilities. Open a new Money Market account today and start maximizing your interest!
If the minimum ledger balance falls below $1,000.00, a monthly service charge of $10.00 will be imposed. In addition, a fee of $0.20 per transit item will be assessed for each transit item deposited over 30 per month.
You may make transfers or withdrawals, or a combination of such, from your account each 4 week or similar period.
Provides a higher rate of return than a regular savings account. In fact, it is performance based – the higher the balance, the better the rate! The Performance Money Market Account is designed especially for those who plan to maintain a balance greater than $150,000.
You must maintain a minimum available balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.
There is a fee of $10.00 per debit over six per monthly statement cycle.
Save for your long-term goals. This is an investment that pays a fixed rate and has a maturity date.
Terms Available:
Your Certificate of Deposit could be subject to a penalty if you withdraw any of the principal before the maturity date. Please refer to the bank's Deposit Agreement for details.
Enjoy financial security by saving for your retirement! First State Bank & Trust offers several types of IRA's.
The amount contributed to your IRA may be tax deductible, depending on your adjusted gross income. Check with your tax advisor to learn if this is a good option for you.
Note: Some IRA investments may not be insured by the FDIC. Mutual funds, stocks and bonds are not deposits or obligations of any bank; are not guaranteed by any bank; and are not insured or guaranteed by the FDIC, Federal Reserve Board or any other government agency. Investment in mutual funds, stocks or bonds involves risk, including possible loss of principal. Additional information is available from our personal bankers. Please contact us.
The contributions made to a Roth IRA are not tax deductible, but the earnings grow tax-free. Contributions to a Roth IRA are post-tax, meaning you have already paid Federal and State taxes for that income. This is an excellent way to save for retirement with the ability to make tax-free withdrawals later on. Check with your Tax Advisor to learn if this is a good option for you.
This is a retirement plan where employees (including the employer) can make pre-tax contributions to IRAs. Available for businesses with fewer than 100 employees.
This IRA is ideal for a small business or a self-employed individual to set up a retirement plan for himself or herself and all employees who meet qualifications. Annual contribution limits for the S.E.P. IRA may be higher than those for Traditional or Roth IRAs.
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