Cash Management

 

With Cash Management, you can save time, improve your cash flow, and streamline your cash management procedures all in a fully secure environment.

Cash Management Services

Icon-CM-View-CM-Demo
View  Demo
Icon-CM-Account-Access
 Account Access
Icon-CM-eStatements
 Account Statements
Icon-CM-Loan-Payments
Make Loan Payments
Icon-CM-Internal-Transfers
Internal Transfers
Icon-CM-Mobile-Deposit
Mobile App
           
 Icon-CM-Account-Alerts
 Account Alerts
Icon-CM-ACH-Transfers
ACH Transfers1
Icon-CM-Wire-Transfers
Wire Transfers1
Icon-CM-Remote-Deposit
Remote Deposit Capture1
Icon-CM-Soft-Tokens
Soft Token Security2
Icon-CM-Bill-Pay
Business Bill Pay3

1Indicates an Enhanced Cash Management Service. Additional Fees May Apply to enable these services. See pricing schedule for details.
2Soft Tokens are required for each user who has access to ACH or Wire Services. Monthly Soft Token Fees may apply.
3There is a monthly fee to enable Business Bill Pay. Fees are: $6.50 per month + $0.80/transaction after 5

Details

  • Access Personal and Business Accounts in one place
  • Fully Customizable Access based on each User
  • View Real-time Account Balances
  • Transfer Funds between Accounts
  • Send ACH files for Payroll or Billing
  • Easily Submit Wire Transfers
  • Deposit Checks from the Office with Remote Deposit Capture
  • Bill Pay Services
  • Business Mobile App available with Mobile Deposit
  • All in a fully safe and secure environment
For more information or to enroll in Cash Management, contact your personal banker today!

Cash Management Pricing

View Details


ServiceBasic Cash ManagementEnhanced Cash ManagementAdditional Fees
Base Monthly Fee $9.95 $19.95 All fees listed are in addition to the base monthly fee
Account Options
Unlimited Number of Accounts to View Yes Yes Included
Mobile App Yes Yes Included
Mobile Deposit Yes Yes First 5 Free
+ $0.50/Deposit after 5
Export Transactions Yes Yes Included
Internal Fund Transfers Yes Yes Included
User Services
Unlimited Number of Users Yes Yes Included
Customized User Access Yes Yes Included
Dual Approval Options Yes Yes Included
Company Administrator Designation Yes Yes Included
Add On Services
Business Bill Pay Yes Yes $6.50/mo.
+$0.80/trans after 5
Remote Deposit Capture Yes Yes $20.00 per month
Stop Payments Yes Yes $30.00 per stop payment
Enhanced Services
ACH No Yes $10.00/month
(No per file fee)
Standard Delivery No Yes $0.20 per item
Same Day Delivery No Yes $0.40 per item
WIRE No Yes N/A 
Domestic No Yes $12.00 per wire
International No Yes $55.00 per wire
Token Security
As an extra layer of security, all ACH and Wire users must use a Security Token to log in to Cash Management
Soft Token Log In No Yes $2.50 per user/month

For more information on the Cash Management product and pricing, please contact a personal banker at 800-463-7782.

 

ACH, Wire, and Remote Deposit Capture Services

ACH Services

Still paying your employees with checks? Are you ready to make the switch to Direct Deposit? Well, we can help! ACH Services are a popular add-on service with our Enhanced Cash Management product. With ACH, it’s easy to pay employees, pull tenants monthly rent, or get paid for an expedited service you’ve provided.

If you’re interested in learning more about ACH services with Cash Management, call a personal banker today!

Wire Transfers

Need to make transfers that get to their destination same day? You might benefit from our Wire Transfer service. As a cash management user, you will receive a discount on each wire sent. And no need to come to the bank to initiate the wire. You can do it all from the convenience of your office.

If you’re interested in learning more about Wire services with Cash Management, call a personal banker today!

Remote Deposit Capture

Have some checks to deposit, but there’s not a bank location near your office? No worries! With Remote Deposit Capture (RDC) you can deposit your checks right from your office. Whether you have 10 checks a day or 10 checks a week, RDC with Cash Management makes your life simpler. You can either borrow one of our RDC scanners to use, or purchase one of your own to keep. (Some restrictions may apply. Scanner must be compatible with our software.)

If you’re interested in learning more about RDC services with Cash Management, call a personal banker today!

Soft Tokens

First State Bank & Trust is proud to deliver the highest level of security for our Cash Management customers.

 

Cash Management
Online and Mobile Services

 

Cash Management Mobile App

If you are enrolled in Cash Management, don’t forget to request access to the Mobile App so you can have access to your account at your fingertips! You can make deposits from your phone, check balances, and transfer funds between accounts, pay bills and more!

If you would like to enable Mobile App service for your Cash Management account, contact your personal banker today!

View Demo

Download the App:

Search for: First State Bank Cash Mgmt in your app store. Or click the icon below.
Logo-Google-Play-Store     Logo-Apple-App-Store

View Details

  • Check Balances
  • View Transactions
  • Transfer Funds
  • Pay Bills
  • Deposit Checks

Cash Management Mobile Deposit 

Have access to your account at your fingertips with the First State Bank & Trust mobile app. You can make deposits from your phone, check balances, and transfer funds between accounts, pay bills and more!

View Demo

Cash Management Bill Pay

Simply the best way to manage your payments.

View Demo

View Details

  • Securely pay bills through Online or Mobile Banking
  • Easy Payee Set up – Pay virtually anyone
  • Schedule Recurring or One-Time Payments
  • Enroll in e-Bills to minimize paper waste
To enroll:
  1. Log in to Cash Management.
  2. Click the BillPay tab and follow the steps to enroll.

To use Online BillPay, you must be enrolled in Online Banking.

Cash Management eStatements 

Get an email notification when your statement is ready to view. Access your monthly statements via Online Banking – and save a tree, too.

HOW TO ENROLL IN eSTATEMENTS

View Details

  • Receive Statements Quicker – notification sent to your email as soon as they are finalized
  • Environmentally friendly – cuts down on paper usage

View our instructions for signing up for eStatements

Must be enrolled in Online Banking to receive and view eStatements

Cash Management Account Alerts

Avoid overdraft fees when you use Account Alerts! Account alerts let you know what’s going on with your accounts, so you don’t have to think about it.

SET UP ALERTS View Demo

 

Types of Account Alerts include:

  • Account balance rises or falls below a specified amount
  • Account is overdrawn
  • A direct deposit is made to the account
  • A specified check number clears
  • Daily notification of available account balance

To use account alerts, you must be enrolled in Online Banking.

 

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