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Use your business debit card instead of carrying cash. You can even get a card for your employees and set individual daily spending limits.
No need to wait for a new card to come in the mail. We now offer Instant Issue Debit Card printing at all 7 of our locations!
View Demo
A debit card overdraft occurs when you use a debit card or ATM card in a transaction for an amount greater than the balance in your First State Bank and Trust checking account. All accounts are set to Opt Out of this service by default. If you would like First State Bank & Trust to authorize and pay overdrafts on ATM and everyday debit card transactions, please Opt In by clicking the link below and complete the form and present it at any location or mail to:
First State Bank and TrustPO Box 219Tonganoxie, KS 66086
Opt In or Out
Our credit cards feature a low, fixed rate.
Ready to apply for a Business Credit card?
Call Us Today at 800-463-7782
Already have a Business Credit Card?
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First State Bank & Trust is proud to recommend the credit card processing solutions of Integrated Merchant Alliance, Inc. since 2014. Together our goal is to ensure First State Bank & Trust clients always have access to a competitively priced credit card processing program from an honest and reputable provider.
Please visit IMA’s website to learn full offer details and program requirements. IMA reserves right to discontinue offering this rate challenge without notice.
Call us today to schedule your FREE Consultation for IMA Merchant Services.
Easily Re-order checks by clicking the link below. If you need to order checks for the first time, please call us at 800-463-7782 and we would be happy to submit an order for you.
Re-Order Checks
An overdraft occurs when you write a check, use a debit card or ATM card in a transaction, or make an automatic bill payment for an amount greater than the balance in your First State Bank and Trust checking account.
Overdraft protection is a standard service we offer to account holders who have had an open account with us for 30 days or more that remains in good standing. With overdraft protection, if you use your checking account and routing number to pay an automatic bill, or write a check, but don’t have sufficient funds in your account to cover the transaction, we will allow the transaction to go through.1
Fees assessed when ODP is used:
ODP limits: $1500 ODP is available for business accounts2 that have been opened for 30 days or more and remain in good standing.
Definition of ODP:The item will be paid and will not be returned to the merchant, but you will still need to bring your account to a positive balance to avoid additional fees.
1We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.
2Not all accounts are eligible for ODP coverage. Please contact us if you would like to know the status of your OPD coverage.
We offer a variety of different banking services to better assist our customers. Fees may apply to the following services. Please see our Fee Schedule for more information.
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