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Visa® Business Debit Cards featuring Instant IssueUse your business debit card instead of carrying cash. You can even get a card for your employees and set individual daily spending limits. No need to wait for a new card to come in the mail. We now offer Instant Issue Debit Card printing at all 7 of our locations!
Business Debit Card and ATM Overdraft Opt In/Opt OutA debit card overdraft occurs when you use a debit card or ATM card in a transaction for an amount greater than the balance in your First State Bank and Trust checking account. All accounts are set to Opt Out of this service by default. If you would like First State Bank & Trust to authorize and pay overdrafts on ATM and everyday debit card transactions, please Opt In by clicking the link below and complete the form and present it at any location or mail to: First State Bank and Trust
Visa® Business Credit CardsOur credit cards feature a low, fixed rate. Ready to apply for a Business Credit card?
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Merchant Services for your Business
First State Bank & Trust is proud to recommend the credit card processing solutions of Integrated Merchant Alliance, Inc. since 2014. Together our goal is to ensure First State Bank & Trust clients always have access to a competitively priced credit card processing program from an honest and reputable provider.
Call us today to schedule your FREE Consultation for IMA Merchant Services. |
Re-Order Business Checks
Easily Re-order checks by clicking the link below. If you need to order checks for the first time, please call us at 800-463-7782 and we would be happy to submit an order for you.
Business Overdraft Protection (ODP)
An overdraft occurs when you write a check, use a debit card or ATM card in a transaction, or make an automatic bill payment for an amount greater than the balance in your First State Bank and Trust checking account.
Overdraft protection is a standard service we offer to account holders who have had an open account with us for 30 days or more that remains in good standing. With overdraft protection, if you use your checking account and routing number to pay an automatic bill, or write a check, but don’t have sufficient funds in your account to cover the transaction, we will allow the transaction to go through.1 Fees assessed when ODP is used:
ODP limits: Definition of ODP: 1We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. 2Not all accounts are eligible for ODP coverage. Please contact us if you would like to know the status of your OPD coverage. |
Other Business Account Services
We offer a variety of different banking services to better assist our customers. Fees may apply to the following services. Please see our Fee Schedule for more information.
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