Credit Cards

 

 

Icon-Debit-Card

Which card is right for you? 

Icon-Credit-Card

Promotions

 

Visa® Credit Cards

First State Bank & Trust credit cards offer:

  • Low, Fixed APR! 
  • No annual fee
  • No balance transfer fees
  • Locally serviced
  • Travel Advantage benefits included
  • Free Auto Rental Insurance
  • Online Access - Set up Automatic Payments online at www.mycardstatement.com
  • 24/7 Lost Stolen Card Reporting 
  • Visa® Zero-Liability Guarantee - you won't be held responsible for unauthorized charges on your card

Which Credit Card is right for you?

  PlatinumPlatinum Rewards
Benefits Get the credit you need with no annual fee

Earn 1 point per dollar spent on any purchase

Redeem for a variety of items

Purchase Rate Fixed APR between 9.9% - 15.9%*
*Based on credit approval
Fixed APR between 10.9% - 16.9%*
*Based on credit approval
Balance Transfer Info 9.9% - 15.9% fixed APR
No Balance Transfer Fees!
10.9% - 16.9% fixed APR
No Balance Transfer Fees!
Annual Fee None None
Credit Level Good - Excellent Good – Excellent
Apply Now Apply Online
Online Access MYCARDSTATEMENT.COM
Redeem Rewards Not Applicable SCORECARDREWARDS.COM

  

Credit Card Promotions

Sack those High Interest Rates!! For a limited time, transfer a balance to your First State Bank & Trust Credit Card and pay zero interest for 6 months! 

Call a personal banker today for more information at 800-463-7782. You can also use the contact us form to request information or a transfer form. 

CC Promo Sack Interest

*Promotional Annual Percentage Rate (APR) 0.00% for 6 months from the date of your first balance transfer (Daily Periodic Rate 0.000000%). After the first 6 months, APR may be as low as 9.90% (Daily Periodic Rate 0.027123%), or as high as 16.90% (Daily Periodic Rate 0.046301%) based on your credit worthiness. Promotional rate only applies to balances transferred to a First State Bank & Trust credit card. Offer expires 12/30/2022. Member FDIC

 

Balance Transfers must be completed before December 30, 2022 to be eligible for special financing. 

New and Existing consumer cards qualify.

 


 

 Don't have a credit card with us yet? 

Apply Online Today!

Apply Now

 



What types of cards do we offer?

Platinum Visa®                       Platinum Rewards Visa®

 


 

 

Mobile Wallets

Logo-Google-Samsung-Apple-Pay

Add your First State Bank & Trust Visa® Credit Card to Apple Pay®, Google Pay™ and Samsung Pay®, for a quick, secure and convenient way to make payments in-store or in-app at participating merchants. You can also use your mobile wallet app to transfer funds between friends and family.

View Demo

Apple and Apple Pay are registered trademarks of Apple Inc.

Google Pay and Android are trademarks of Google LLC.

Visa is a registered trademark owned by Visa International Service Association and is used under license.

View Details

Includes:

Icon-Fast-Mobile-Wallets-Section
FAST
No more fumbling and forgetting your card – your mobile wallet is ready to use.
Icon-Convenient-Mobile-Wallets-Section
CONVENIENT
Mobile wallet payments are accepted at a growing number of merchants, in apps and online.
Icon-Secure-Mobile-Wallets-Section
SECURE
Your card number is never exposed to merchants, keeping your transactions safe.
  • Convenience - Keep your bulky wallet at home - just use your phone to make the purchase.
  • Security - With the use of Biometrics and Encryption your card information is virtually untouchable by fraudsters.
  • Fast - Complete transactions In-Store, Online and In-App in seconds.

 

 

Additional Credit Card Information

View Details

Find Us Call Us Email Us Live Chat Like Us
Toolbar Button

Routing Number
101114303

Report Lost/Stolen Debit Card

  800-791-2525

Report Lost/Stolen Credit Card

  800-325-3678

Debit Card Fraud Prevention Services

  866-842-5208

Download our Mobile App

Download app from the Apple Store Download app from the Google Play Store

Follow us on Facebook

Facebook

Next Section

Back to Top

Live Chat Status