Visa® Credit Cards
First State Bank & Trust credit cards offer:
- Low, Fixed APR!
- No annual fee
- No balance transfer fees
- Locally serviced
- Travel Advantage benefits included
- Free Auto Rental Insurance
- Online Access - Set up Automatic Payments online at www.mycardstatement.com
- 24/7 Lost Stolen Card Reporting
- Visa® Zero-Liability Guarantee - you won't be held responsible for unauthorized charges on your card
Which Credit Card is right for you?
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Platinum | Platinum Rewards |
Benefits |
Get the credit you need with no annual fee |
Earn 1 point per dollar spent on any purchase
Redeem for a variety of items
|
Purchase Rate |
Fixed APR between 9.9% - 15.9%* *Based on credit approval |
Fixed APR between 10.9% - 16.9%* *Based on credit approval |
Balance Transfer Info |
9.9% - 15.9% fixed APR No Balance Transfer Fees! |
10.9% - 16.9% fixed APR No Balance Transfer Fees! |
Annual Fee |
None |
None |
Credit Level |
Good - Excellent |
Good – Excellent |
Apply Now |
Apply Online |
Online Access |
MYCARDSTATEMENT.COM |
Redeem Rewards |
Not Applicable |
SCORECARDREWARDS.COM |
Credit Card Promotions
Sack those High Interest Rates!! For a limited time, transfer a balance to your First State Bank & Trust Credit Card and pay zero interest for 6 months!
Call a personal banker today for more information at 800-463-7782. You can also use the contact us form to request information or a transfer form.
*Promotional Annual Percentage Rate (APR) 0.00% for 6 months from the date of your first balance transfer (Daily Periodic Rate 0.000000%). After the first 6 months, APR may be as low as 9.90% (Daily Periodic Rate 0.027123%), or as high as 16.90% (Daily Periodic Rate 0.046301%) based on your credit worthiness. Promotional rate only applies to balances transferred to a First State Bank & Trust credit card. Offer expires 12/30/2022. Member FDIC
Balance Transfers must be completed before December 30, 2022 to be eligible for special financing.
New and Existing consumer cards qualify.
Don't have a credit card with us yet?
Apply Online Today!
Apply Now
What types of cards do we offer?
Platinum Visa® Platinum Rewards Visa®
Mobile Wallets
Add your First State Bank & Trust Visa® Credit Card to Apple Pay®, Google Pay™ and Samsung Pay®, for a quick, secure and convenient way to make payments in-store or in-app at participating merchants. You can also use your mobile wallet app to transfer funds between friends and family.
View Demo
Apple and Apple Pay are registered trademarks of Apple Inc.
Google Pay and Android are trademarks of Google LLC.
Visa is a registered trademark owned by Visa International Service Association and is used under license.
Additional Credit Card Information
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