Relationship Checking


Do you have other accounts and loans with First State Bank & Trust? Relationship Checking is a favorite with our customers who do all of their banking with us. It's an interest-bearing account with these features:

  • No minimum balance is required and no service charge if either one of these is met:
    • Maintain a balance of at least $5,000 in the account; or
    • Have at least $15,000 in other deposits and/or consumer loans at First State Bank & Trust.
  • E-statements are available, instead of receiving your statements in the mail.
  • 50% discount on check orders. (Limit 2 discounted boxes per year please.)
  • Free FirstOnline banking, bill pay and Visa debit card.
  • To prevent overdrafts, ask about automatic transfer from another account. To learn more about money management, go to

Stop by any of our locations today to open your account. Give us a call at 800/463-7782 or send an e-mail to to learn more. Submission of this document is being made through normal e–mail channels and is not encrypted in any way and may potentially be intercepted or viewed by an unintended party. If you are uncomfortable with submission in this manner, please print the form and mail it to First State Bank & Trust, PO Box 219, Tonganoxie, KS 66086.

First State Bank & Trust has recently changed our Check Printing Provider. If you need to place a check reorder please contact our Customer Contact Center at 1-800-463-7782 or 785-845-2500 or your local Personal Banker so they may assist you in getting your order placed with our new provider.