Privacy Statement

Protecting your privacy is important to First State Bank & Trust and our employees. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. We want you to understand what information we collect and how we use it. The following policy serves as a standard for all First State Bank & Trust employees for collection, retention, and security if nonpublic personal information.

PART I. What Information We Collect
We may collect "nonpublic personal information" about you from the following sources:

  • Information we receive from you on applications or other loan and account forms;
  • Information about your transactions with us or others; and
  • Information we receive from third parties such as credit bureaus.

"Nonpublic personal information" is nonpublic personal information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history, and overdraft history.

PART II. What Information We Disclose
We are permitted under law to disclose nonpublic personal information about you to other third parties in certain circumstances. For example, we may disclose nonpublic personal information about you to third parties to assist us in servicing your loan or account with us, to government entities in response to subpoenas, and to credit bureaus. Additionally, we may disclose nonpublic personal information to third parties with which we have a joint marketing agreement or contract for the provision of financial services. We do not disclose any nonpublic personal information about you to anyone, except as permitted by law. If you decide to close your accounts(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

PART III. Our Security Procedures
We also take steps to safeguard customer information. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information. We will also obtain contractual or written understanding with third Party business associates granting their assurance to maintain the privacy/confidentiality of non-public personal information about our customers