Personal Credit Cards – Apply for the convenience of today!

• Low Fixed Rates
• No Annual Fee and No Balance Transfer Fee
• FREE Automatic Travel Insurance up to $500,000
• FREE Additional Travel Benefits – From travel reservations and dividends to medical assistance
• 0% Liability on purchases – easy dispute process
• Local Servicing – make your payment right at the teller window or call our Customer Contact Center at (800)463-7782 for information regarding your account

Request an Application TODAY –

1. E-mail us at www.firststateks.com/contact.asp 
2. Call us at 800-463-7782
3. Visit the location nearest you - for locations, click www.firststateks.com/locations.htm 

Three Easy Payment Options -

1. Pay at the nearest First State Bank & Trust location - for locations, click www.firststateks.com/locations.htm 
2.  Mail your payment:
   To the processing center by using the mail-in coupon and envelope
   -or -
   To First State Bank & Trust, P.O. Box 219, Tonganoxie, KS 66086
3. Make your payment online: www.mycardstatement.com 

Online Servicing – In addition to making online payments, you may . . . .

• Access account and statement information
• Receive e-mail alerts
• Create expense reports

Extra security measures provided by Visa: