Personal Credit Cards

Platinum ... more valuable than Gold!

With the prestige of Platinum, even your everyday shopping can become a special occasion. Just use your card for everyday purchases like groceries or gas, and watch the points add up. When you are ready, redeem them for merchandise or travel! Browse the online catalog at to see your options.

  • Earn points for every dollar you spend
  •  Points NEVER expire
  •  Review & redeem your points online at
  •  Merchandise and travel awards are updated frequently!
Travel Advantage
  •  Travel reservation service
  •  Auto rental discounts
  •  Auto rental insurance
  •  Concierge service
  • Luggage Service ... and more!
Travel Accident Insurance
  • Free
  • Coverage amounts vary based up credit limit.

Request an Application TODAY

  1. E-mail us at 
  2. Call us at 800-463-7782
  3. Visit the location nearest you - for locations, click 

Three Easy Payment Options -

  1. Pay at the nearest First State Bank & Trust location - for locations, click 
  2.  Mail your payment:
    To the processing center by using the mail-in coupon and envelope
    -or -
    To First State Bank & Trust, P.O. Box 219, Tonganoxie, KS 66086
  3. Make your payment online: 

Online Servicing In addition to making online payments, you may . . . .

  • Access account and statement information
  • Receive e-mail alerts
  • Create expense reports

Extra security measures provided by Visa: