Free Checking


If your preference is a basic checking account with no frills, Free Checking is your choice! Consider Free Checking if you like things simple or are opening your first checking account. Here are highlights:

  • No service charge and no minimum balance required.
  • E-statements are available, instead of receiving your statements in the mail.
  • Free FirstOnline banking, bill pay and Visa debit card.
  • To prevent overdrafts, ask about automatic transfer from another account. To learn more about money management, go to

Stop by any of our locations today to open your account. Give us a call at 800/463-7782 or send an e-mail to to learn more. Submission of this document is being made through normal e–mail channels and is not encrypted in any way and may potentially be intercepted or viewed by an unintended party. If you are uncomfortable with submission in this manner, please print the form and mail it to First State Bank & Trust, PO Box 219, Tonganoxie, KS 66086.

First State Bank & Trust has recently changed our Check Printing Provider. If you need to place a check reorder please contact our Customer Contact Center at 1-800-463-7782 or 785-845-2500 or your local Personal Banker so they may assist you in getting your order placed with our new provider.