Merchant Credit Card Processing

Electronic Merchant Services Accept MasterCard and Visa payments efficiently (including Discover, American Express, JCB and Diners Club if you choose to contract with them).

Choose your preferred method of processing:

  • Electronic terminal with electronic printer
  • Electronic terminal with manual imprinter
  • Telephone processing

Each deposit is automatically credited to your business account and will appear in descriptive form on your monthly statement.

You will receive competitive pricing and FREE supplies.

Receive local, personal servicing by our Personal Bankers and Customer Contact Center which provides quality customer support not impersonal service from an 800 number answered at a nationwide call center.

Would you like a FREE detailed analysis comparing our services with any other merchant services? Just ask a Personal Banker for this valuable offer that can save you money! Call your nearest location today.

Business Credit Cards Apply for the convenience of visaflag today!

  • Low Fixed Rates
  • No Annual Fee and No Balance Transfer Fee
  • FREE Automatic Travel Insurance up to $500,000
  • FREE Additional Travel Benefits From travel reservations and dividends to medical assistance
  • 0% Liability on purchases easy dispute process
  • Local Servicing make your payment right at the teller window or call our Customer Contact Center at (800)463-7782 for information regarding your account

Request an Application TODAY

  1. E-mail us at 
  2. Call us at 800-463-7782
  3. Visit the location nearest you - for locations, click 

Three Easy Payment Options -

  1. Pay at the nearest First State Bank & Trust location - for locations, click 
  2.  Mail your payment:
    To the processing center by using the mail-in coupon and envelope
    -or -
    To First State Bank & Trust, P.O. Box 219, Tonganoxie, KS 66086
  3. Make your payment online: 

Online Servicing In addition to making online payments, you may . . . .

  • Access account and statement information
  • Receive e-mail alerts
  • Create expense reports

Extra security measures provided by Visa: