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Free Business Checking

 If your preference is a basic business checking account with no frills, Free Business Checking is the account for you!   This is the most popular business checking account offered at First State Bank & Trust. Free Business Checking is a great fit for many of our customers. 

 

No service charge and no minimum balance required.

 

If the total of all deposits, deposited items and withdrawals is less than 200 per month, no service charge. If this total is more than 200 items, there is a .30 fee per item. This may mean your business is growing, and Business Checking might be a better fit.

 

  • E-statements available

 

  • Free Visa business debit card.

 

  • Business Bill Pay

 

Business Checking

Business Checking is an excellent choice for businesses that write a high number of checks each month and make many deposits. This account includes an earnings credit, which helps offset your monthly service charge.

 

$8 monthly service charge, .15 per debit, .20 per deposit, and .03 or .10 for deposited items. The earnings credit applied to your account balance each month is used to offset the service charge.

 

A Personal Banker is available to help you determine whether Free Business Checking or Business Checking is the best fit for you. Thinking about moving your account to First State Bank & Trust? Bring in your current bank's statement and we'll review it with you.

 

  • E-statements available

 

  • Free Visa business debit card. 

 

  • Business Bill Pay

Business Interest Checking

Enjoy the best of both worlds - write checks and earn interest! Business Interest Checking is available to sole proprietorship’s and not-for-profit organizations. Business Interest Checking is an excellent choice for businesses that write a high number of checks each month and make many deposits.

 

No service charge when the account balance remains above $1,000. The service charge is $10 if the balance drops below $1,000.

 

Other account fees: .10 per deposit, .15 per debit over 30 per statement cycle, and .03 or .10 for deposited items. Interest earned on the account may offset these fees.

 

  • E-statements available

 

  • Free Visa business debit card. 

 

  • Business Bill Pay  

 

 

 

Call us today to learn more about our Business Accounts!

800-463-7782

 

 Did you know we offer Cash Management Services?

Keep you business finances all in one place!

ACH Services 

Process Payroll, Tithing, Billing files right from your computer.

Remote Deposit Capture

Deposit Checks from your office and skip the drive to the bank. 

Wire Services  

Send wires anywhere in the US with just the click of a button.

And so much more...
  • Access Personal and Business accounts all in one place
  • Need an employee to have access to only certain accounts? No Problem! You can fully customize each user's access. 
  • View Real Time Account Information
  • Transfer Funds between accounts in real time
  • Business Bill Pay available
  • Business Mobile App available
  • Fully secure environment

Call us today if you're interested in learning more about Cash Management Services for your business! 

800-463-7782

 

Learn more about Cash Management here.